Abberly West Ashley Apartment Homes

3100 Ashley Town Center Drive, Charleston, SC 29414
Call: 844-502-5938 Email View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: Closed


Apartments Charleston SC Blog

South Carolina is One of the Best States for Retirement

South Carolina is One of the Best States for Retirement

Joseph Coupal - Wednesday, August 16, 2017

Abberly West Ashley, Charleston, SC6. South Carolina

  • Population: 4.7 million
  • Share of population 65+: 14.7%
  • Cost of living: 12% below the U.S. average
  • Average income for 65+ households: $39,985
  • Average health care costs for a retired couple: Below average at $373,631
  • South Carolina's tax rating for retirees: Tax Friendly

If the mild weather and southern charm of the Palmetto State isn't enough of a retirement draw for you, surely the affordability can tempt you. On top of well-below-average living costs, the tax situation goes easy on a fixed income, too. South Carolina doesn't tax Social Security benefits and offers generous exemptions on other types of retirement income. It also does not levy an inheritance or estate tax. Property taxes tend to be very low.

South Carolina also offers ample amounts of golfing, beach bumming and water activities.

For more information on retiring an apartment in Ladson, SC contact Abberly Crossing.

Renting a Home is at a 50-Year High

Renting a Home is at a 50-Year High

Joseph Coupal - Thursday, August 10, 2017

Abberly West Ashley, Charleston, SCDue to lingering effects of the 2008 housing crisis, renting has become a widely popular option for those hoping to combine an independent lifestyle with affordability. In fact, more Americans are actually renting a home than at any point since at least 1965.

While the number of U.S. households jumped 7.6 million from 2006 to 2016, the amount of homes owned rather than rented actually remained flat. In turn, the amount of households choosing to rent rose from 31.2 percent in 2006 to 36.6 percent in 2016. This nearly reaches the all-time high set in 1965 of exactly 37 percent.

While renting has historically been more common for nonwhites and young adults, the trend has been increasing all across the board. More whites and middle aged adults are renting than ever before, arguably due to financial reasons more than anything. Many Americans — both renters and owners alike — believe it’s currently a seller’s market and therefore not a great time to make a purchase. The recent nationwide spike in median home values paired with rising competition doesn’t help justify buying a home either.

While rental rates have increased among many groups, young adults — younger than 35— continue to rent more than any other age group. Millennials often want to leave their childhood home, but they don’t necessarily have the means to buy their own place just yet. In fact, many of them don’t want to at all — recent trends such as the decline of the McMansion and the surge of millennials living in cities indicate Generation Y finds other factors more important than square footage.

For more information on renting apartments in Charleston, SC, contact Abberly West Ashley.


Retire in Charleston, SC

Retire in Charleston, SC

Joseph Coupal - Wednesday, August 02, 2017

Abberly West Ashley, Charleston, SCFor the more than 36 million Americans who will turn 65 in the coming decade, the best cities and towns to retire in now have a much higher bar to clear: They can't just be great places -- they have to be affordable. Each week, tours a different state to find less-expensive alternatives to the most well-known golden year destinations.

Spend a day or two in the Palmetto State, and you may quickly understand the state slogan -- "smiling faces and beautiful places." But residents say there's more to South Carolina than Southern charm and beautiful landscape, including its world renowned Lowcountry region that extends 150 miles along the state's coast. The state also boasts low property taxes and zero state estate tax. And while a growing number of retirees have been flocking to the state for its mild winters and slower pace, the state remains a bit of an "undiscovered gem."

And while many of the state's smaller cities and towns are filled with historical sites and a good mix of cultural offerings, residents say it isn't the place to come strictly for shopping or nightlife.

Charleston, SC: For the foodie

This city has certainly been discovered by retirees. In fact, it frequently pops up on "best places to retire" lists thanks to the warm weather, access to some of the best beaches east of the Mississippi, award-winning restaurants and its offering of arts, culture and entertainment. All this, plus cobblestone streets lined with Spanish moss-draped trees and stunning antebellum mansions. And did we mention the food? Critic Anthony Bourdain recently wrote that the Charleston restaurant scene is exciting and deserving of more attention. Bev Seinsheimer, a broker at Carriage Properties in Charleston, adds that "some retirees don't even cook because the restaurants are so good here." Another plus: The 17-day Spoleto Festival in May and June offers performances by famous artists from around the country in opera, theater, dance, chamber, symphonic, choral and jazz music. Charleston hosts so many cultural events it landed in the top ten of "America's Favorite Cities" for theater and performing arts, according to a 2010 Travel & Leisure survey. In fact, so much is going on in Charleston it can feel overrun with tourists at times. Roughly 4 million people visit the city each year.

For more information on apartments in Charleston, SC contact Abberly West Ashley.


The Best Towns for Young Families in South Carolina

The Best Towns for Young Families in South Carolina

Joseph Coupal - Wednesday, July 26, 2017

Abberly West Ashley, Charleston, SCTourists may come to South Carolina for the Southern cooking, fresh produce and ocean views, but young families stay for more.

With that in mind, NerdWallet focused on the following questions in our analysis of cities and towns across the state:

1. Does the town have good public schools? We measured schools’ academic performance with ratings from GreatSchools. This non-profit compares a given school’s standardized test scores to the state average to obtain a rating on a 1 to 10 scale (10 representing the highest score). Higher ratings led to a higher overall score.

2. Can you afford to live there? We looked at both average home values in each town and ongoing monthly home costs, including mortgage payments, real estate taxes, insurance costs, utilities, fuel and other bills. Lower costs led to a higher overall score.

3. Is the town growing and prospering? We assessed a town’s economy by looking at average household income and income growth over the last decade. Higher income and greater growth led to a higher overall score.

The best towns in South Carolina for young families

9. Charleston

Charleston’s historic downtown is among the most elegant in the nation. It maintains the city’s antebellum architecture and features cobblestone streets trodden by horse-drawn carriages. The economy, by contrast, is entirely modern, and it has been adding jobs to the city at a tremendous rate since the early aughts. Engineering, in particular, has seen growth with companies like Boeing establishing offices here in the last several years.

For more information on apartments in Charleston, SC, contact Abberly West Ashley.


Charleston, SC Rent Trails National Average

Charleston, SC Rent Trails National Average

Joseph Coupal - Wednesday, July 19, 2017

Abberly at West Ashley Apartment Homes, Charleston, SCApartments in the Lowcountry are less expensive than the national midpoint, and prices are falling just as rates across the country are on the rise.

In its June study, Apartment List notes that Charleston's median rent stands about 6 percent below the national average. "As rents have fallen in Charleston, many other large cities nationwide have seen prices increase, in some cases substantially. Charleston is still more affordable than most similar cities across the country," the company says.

The Apartment List monthly report tracks rent growth, median prices and market trends. This month, the company includes major updates to its calculations. The changes generally have to do providing rent estimates that guard from skewing toward luxury apartments as in the past.

Among highlights of the local apartment outlook:

Rents in Charleston dipped 0.1 percent in the past month, and sank 2.3 percent year-over-year.

  • Midpoint rental prices tend to be more affordable here than comparable cities elsewhere in the U.S: Charleston's median two-bedroom rent is below the national average. San Francisco, by contrast, has a median two-bedroom rent of more than twice the price in the Lowcountry.
  • Charleston's year-over-year rent change lags the state average, up 1.6 percent, as well as the national 2.6 percent average growth. Countrywide, rents have risen 0.5 percent in the past month.

For more information on apartments in Charleston, SC contact Abberly West Ashley.


Rent is Still Low in Charleston, SC

Rent is Still Low in Charleston, SC

Joseph Coupal - Wednesday, July 12, 2017

Abberly at West Ashley, Charleston, SCThe costs of leasing apartment homes or other rental properties in the Lowcountry rose slightly in the past month but still lag last year by close to 2 percent. Rents in greater Charleston increased 0.8 percent in June from 30 days earlier, according to San Francisco-based Apartment List online rental marketplace. However, lease prices are down 1.7 percent year-over-year in metro Charleston, the company says.

Median rent prices in the Lowcountry are "more affordable than comparable cities nationwide," the company notes. Charleston's median two-bedroom rent is below the national average.

By comparison, the Apartment List national rent increased 0.5 percent in the past month and stands 2.9 percent higher than a year ago.

For more information on apartments in Charleston, SC contact Abberly at West Ashley,


11 Reasons Not to Buy a Home

11 Reasons Not to Buy a Home

Joseph Coupal - Friday, July 07, 2017

Abberly at West Ashley, Charleston, SCThere’s a lot of hype about why you need to own a house. But buying a house isn’t the key to financial security for everyone – and those alleged tax advantages? They are not quite what they’re painted to be.

Here’s a list of eleven reasons – many of them tax-related – why some don’t want to ever own a house again:

As investments go, it’s not always a great deal.

While it’s true that some homes do appreciate, so do many other assets. If you bought a house for, say, $200,000 thirty years ago, it would be worth $468,375.09 today. While that gain feels impressive, that appreciation is based solely on inflation – which means that, in theory, the same appreciation would have happened with any asset.

The mortgage interest deduction doesn’t make up for the fact that you’re still paying a lot of interest.

The large percentage of homeowners take out a loan when they buy a home. With average mortgage rates at 4.3%, you’ll actually pay $356,307.44 for a $200,000 home: $156,307.44 in interest alone. Averaged over 30 years, that works out to a little over $5,000 per year (even though in practice you pay the most interest at the beginning). Assuming you’re in a 25% bracket – and you itemize – that works out to a tax savings of just over $1,300 per year. But the word “savings” is somewhat of a misnomer because you’re still out of pocket more than you get back in tax savings: in our example, you would “save” less than $40,000 while paying out more than $150,000 in interest.

Homes often tempt people borrow more than they can afford.

When buying a new dress or a new car, consumers tend to focus on the cost of the item alone when determining how much to spend. But when it comes to mortgages, that number edges up because of the potential for tax savings (again, see #2). With that temptation, combined with a sluggish economy, it’s no wonder that more than 10 million homeowners are currently underwater on mortgages worth more than actual house values.

Owning a house subject to a mortgage drives up debt to income ratios.

Assuming that you borrow to buy your home that debt load can be a drag on your credit and ability to borrow for other things. A mortgage dramatically increases the debt to income ratio.

A mortgage is typically 20 or 30 years while, at any given time, the current administration has only four (or possibly eight).

The home mortgage interest deduction has been around for what seems like forever. Does that mean it that you can count on it to be around in 10, 20 or 30 years? Don’t be so sure. The deduction has become increasingly vulnerable: it has been a talking point in practically every administration from Bush to Obama.

A mortgage is typically 20 or 30 years.

Home ownership can limit your mobility. In order to move, you have to sell – or rent – your first home. Selling a house in a poor economy is no small feat.

Houses take a lot of your money.

There’s a reason that many folks refer to their homes as money pits: you often put a lot of money that you’ll never see again into a home. Not all improvements are deductible. Deductible expenses are generally limited to casualty loss deductions. In most cases, significant repairs to your home merely increase your basis for purposes of calculating a gain at sale. As most taxpayers aren’t likely to experience the kind of gain that would subject them to capital gains, basis isn’t always an issue which means that those expenditures get lost. Often homeowners get fixated on two numbers: the purchase price of the house and the selling price of the house – but don’t forget to account for all of the money you spent in between.

If you do hit the home appreciation jackpot, there can be significant taxes.

Not all houses bleed money. Not all appreciation can be attributed to inflation and/or a combination of home improvements – sometimes, it turns out to be a good investment. But there is a price: if the gain on the sale of your home exceeds the $250,000 exclusion (or $500,000 for married taxpayers), the proceeds over that exclusion are subject to capital gains.

Real estate taxes can vary.

While mortgage payments can remain fairly flat, assuming you have a fixed mortgage rate, you more or less know what you’re paying each year. You don’t always have the same result with real estate taxes. Your tax bill can change based on property assessments and reassessments or a change in tax rates as townships and counties search for revenue.

You can’t deduct a loss on the sale of your home.

If you lose money on stocks, you can net those losses against other gains. If you lose money in business, you can deduct those losses or use them to offset other gains. But it doesn’t work that way when it comes to housing. You can never claim a capital loss on the sale of a personal residence – no matter how much it hurts.

It’s getting more difficult to claim the itemized deduction.

Only about 1/3 of taxpayers even have the option of taking the home mortgage deduction. You itemize if your deductions exceed the standard deduction. Those numbers are getting harder to get to for many taxpayers. Mathematically, the longer you own your house, the less you owe in interest and the smaller the deduction.

Owning a home is not a bad thing. But for some, renting makes more sense. And when renting, maintenance is no longer my problem.

Real estate can be a good investment for some taxpayers. But we shouldn’t buy into the idea that owning a home is for everyone. At the end of August, the U.S. Census Bureau reported that the home ownership rate was 65.5%, the lowest rate in the past 50 years.

There are so many considerations when deciding whether to buy a home. It’s not the ‘ideal’ scenario for all families. Don’t be fooled by promises of tax savings and tax-free appreciation: that’s not always the case. A home is a huge investment so be sure to research what it might mean for you before taking the leap – and don’t be afraid to say no. For more information on renting apartments in Charleston, SC, contact Abberly at West Ashley.



Charleston, SC: Cheap Rent and Good Jobs for New College Grads

Charleston, SC: Cheap Rent and Good Jobs for New College Grads

Joseph Coupal - Wednesday, June 28, 2017

Abberly at West Ashley, Charleston, SCThere are certain things that as a new college graduate you have little control over, such as when you're forced to join the real world. If you happened to graduate in 2008 — when the economy was hemorrhaging jobs while the stock and housing markets were collapsing — you were somewhat out of luck. Still, there were things you could have done to improve your financial odds even in the Great Recession, such as picking a city with the best odds of finding a good-paying job and an affordable place to live.

Which begs the question: Where are those cities for young grads today?

The real estate site Trulia and the careers site Indeed have teamed up to look at which cities provide the best combination of affordable rental properties and the types of jobs that typically employ new grads.

Their conclusion: Finding the ideal place to work and live is tricky, because the market in which you might find the best-paying jobs may also happen to be too pricey for a 22-year-old to afford rent.

There are parts of the country that have the highest percentage of jobs that were amenable to those right out of college. Almost a third of all postings in San Jose were "grad-friendly," and recent grads could expect to earn around $3,333 a month.

Trouble is, all of that economic activity has dramatically driven up demand and prices for homes and apartments. In the San Jose market, new grads can only afford 2.5% of the available rental listings in the area.

Do new grads have to choose between a paycheck in their pocket or a roof over their head? To an extent, yes.

Yet the researchers note that there are some "sweet spots" that offer the best of both worlds.

MONEY took the data from the survey and organized it a bit differently.

We eliminated any location where less than than 10% of the housing market was accessible to new grads, and then looked at the top job markets among the remaining towns on the list. We found the Top 50 of those markets, Charleston-North Charleston, SC is number 22.

22. Charleston-North Charleston, SC %
Monthly Income: $2,544
Percentage of Listings Affordable to Recent College Grad: 11.5%
Percentage of Grad-Friendly Job Postings:13.9

For more information on apartments in Charleston, SC contact Abberly at West Ashley.


Time - Money

The Low Country of South Carolina is Popular with Boomers

The Low Country of South Carolina is Popular with Boomers

Joseph Coupal - Wednesday, June 21, 2017

Abberly at West Ashley, Charleston, SCSouth Carolina has experienced rapid growth in the last 30 years, much of it from retirees seeking a warmer climate and lower cost of living. As more and more baby boomers begin to retire that trend is certain to continue. Retirees have been moving into all parts of the state, the area in the southwest low country, but near Hilton Head has experienced the most explosive growth.

South Carolina's population is growing. Some of that growth is coming from retirees entering the state. Obviously the housing market crash has impacted sales and prices in 55+ and active adult communities in SC, but probably less so than for the housing market in general. For the record, South Carolina has an income tax maximum rate of 7%, people over 65 get some significant exemptions.

Thanks to the great success of Hilton Head Island as a vacation and retirement spot, the entire southwestern area of the state is now a retirement hot bed. Part of the attraction is the many rivers and bays are in the area, making waterfront living possible for many people at somewhat reasonable prices. The region is dotted with active adult communities to explore.

What People Like about this area of SC:

  • Mild winter climate
  • Being near the coast, bays, and rivers
  • Cachet and prestige of Hilton Head
  • Brand new,master-planned developments
  • Outstanding recreation such as golf, tennis, fishing, boating
  • Many of the towns are charming

This part of SC is definitely one of the best retirement regions in the world. For more information on apartments in Charleston, SC contact Abberly at West Ashley.


Is Charleston, SC a Good Place to Live?

Is Charleston, SC a Good Place to Live?

Joseph Coupal - Wednesday, June 14, 2017

Abberly at West Ashely, Charleston, SCCharleston is a very livable place according to, and its residents would agree! It’s a great city for anyone with an interest in history – being the oldest city in the state of South Carolina, and its largest too, home to around 125,000 people in the city proper, and just over 691,000 in the metro area. Charleston has won many accolades since, including America’s Most Friendly City. So just what is it like to live in Charleston?

Crime and Safety in Charleston

The City of Charleston Police Department is the largest in South Carolina, taking care of residents and visitors to the city. The crime index is higher than the national average in the city, but levels are 41 percent lower than the South Carolina average, so as cities in this state go, Charleston is not too bad on the scale. The same can be said when we break it down into violent crimes and property crimes – Charleston is lower than the South Carolina average, but SC is higher than the national average. In general Charleston is safer than 20 percent of the cities in the United States, and the chances of being a victim of crime are 1 in 30.

Employment and the Economy in Charleston

As a major tourist destination there are many jobs in the tourism sector in Charleston, while other parts of the economy include a rising information technology sector thanks to the Charleston Digital Corridor. Higher education also employs a large number of people. Overall, the unemployment rate in Charleston in 2012 was 0.4 percent lower than the national average, and 1.6 percent lower than the South Carolina average at 7.9 percent.

Cost of Living in Charleston

It’s better news when it comes to the cost of living though – Charleston is 2.3 percent lower than the national average and just 1 percent higher than the South Carolina average at 98 percent. The main reason for this is the overall cost of housing in Charleston – it is 13 percent lower than the national average. Groceries, health care and utilities are actually higher though their higher cost is offset by the lower housing costs.

Schools and Education in Charleston

Most of Charleston is served by the Charleston County School District though some parts in the north come under the jurisdiction of the Berkeley County School District. In total Charleston has 38 public schools and 26 private schools. Higher education includes the College of Charleston, The Citadel, and Charleston Southern University. Levels achieved in education are far higher in Charleston than they are in the rest of South Carolina and the nation as a whole.

Air Quality in Charleston

The air quality in Charleston is good, no doubt helped by the city’s proximity to the ocean. The air quality index is 3.2 percent less than the South Carolina average, but 10.8 percent greater than the national average. The pollution index is very favorable though – it’s 76 percent less than South Carolina, and 88 percent less than the national average.

Overall Charleston does seem to be a great place to live – cost of living being lower, unemployment levels lower, and a good level of education; the only downside is a higher than national average crime level.

For more information on apartments in Charleston, SC contact Abberly at West Ashley.


Abberly West Ashley Apartment Homes

3100 Ashley Town Center Drive, Charleston, SC 29414

Call or Text: 844-502-5938
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Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P