Abberly West Ashley Apartment Homes

3100 Ashley Town Center Drive, Charleston, SC 29414
Call: 844-502-5938 Email UsAbberlyWestAshley.PropertySite.HHHunt@aptleasing.info View Map

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Apartments Charleston SC Blog

The Low Country of South Carolina is Popular with Boomers

The Low Country of South Carolina is Popular with Boomers

Joseph Coupal - Wednesday, June 21, 2017

Abberly at West Ashley, Charleston, SCSouth Carolina has experienced rapid growth in the last 30 years, much of it from retirees seeking a warmer climate and lower cost of living. As more and more baby boomers begin to retire that trend is certain to continue. Retirees have been moving into all parts of the state, the area in the southwest low country, but near Hilton Head has experienced the most explosive growth.

South Carolina's population is growing. Some of that growth is coming from retirees entering the state. Obviously the housing market crash has impacted sales and prices in 55+ and active adult communities in SC, but probably less so than for the housing market in general. For the record, South Carolina has an income tax maximum rate of 7%, people over 65 get some significant exemptions.

Thanks to the great success of Hilton Head Island as a vacation and retirement spot, the entire southwestern area of the state is now a retirement hot bed. Part of the attraction is the many rivers and bays are in the area, making waterfront living possible for many people at somewhat reasonable prices. The region is dotted with active adult communities to explore.

What People Like about this area of SC:

  • Mild winter climate
  • Being near the coast, bays, and rivers
  • Cachet and prestige of Hilton Head
  • Brand new,master-planned developments
  • Outstanding recreation such as golf, tennis, fishing, boating
  • Many of the towns are charming

This part of SC is definitely one of the best retirement regions in the world. For more information on apartments in Charleston, SC contact Abberly at West Ashley.

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topretirements.com


Is Charleston, SC a Good Place to Live?

Is Charleston, SC a Good Place to Live?

Joseph Coupal - Wednesday, June 14, 2017

Abberly at West Ashely, Charleston, SCCharleston is a very livable place according to areavibes.com, and its residents would agree! It’s a great city for anyone with an interest in history – being the oldest city in the state of South Carolina, and its largest too, home to around 125,000 people in the city proper, and just over 691,000 in the metro area. Charleston has won many accolades since, including America’s Most Friendly City. So just what is it like to live in Charleston?

Crime and Safety in Charleston

The City of Charleston Police Department is the largest in South Carolina, taking care of residents and visitors to the city. The crime index is higher than the national average in the city, but levels are 41 percent lower than the South Carolina average, so as cities in this state go, Charleston is not too bad on the scale. The same can be said when we break it down into violent crimes and property crimes – Charleston is lower than the South Carolina average, but SC is higher than the national average. In general Charleston is safer than 20 percent of the cities in the United States, and the chances of being a victim of crime are 1 in 30.

Employment and the Economy in Charleston

As a major tourist destination there are many jobs in the tourism sector in Charleston, while other parts of the economy include a rising information technology sector thanks to the Charleston Digital Corridor. Higher education also employs a large number of people. Overall, the unemployment rate in Charleston in 2012 was 0.4 percent lower than the national average, and 1.6 percent lower than the South Carolina average at 7.9 percent.

Cost of Living in Charleston

It’s better news when it comes to the cost of living though – Charleston is 2.3 percent lower than the national average and just 1 percent higher than the South Carolina average at 98 percent. The main reason for this is the overall cost of housing in Charleston – it is 13 percent lower than the national average. Groceries, health care and utilities are actually higher though their higher cost is offset by the lower housing costs.

Schools and Education in Charleston

Most of Charleston is served by the Charleston County School District though some parts in the north come under the jurisdiction of the Berkeley County School District. In total Charleston has 38 public schools and 26 private schools. Higher education includes the College of Charleston, The Citadel, and Charleston Southern University. Levels achieved in education are far higher in Charleston than they are in the rest of South Carolina and the nation as a whole.

Air Quality in Charleston

The air quality in Charleston is good, no doubt helped by the city’s proximity to the ocean. The air quality index is 3.2 percent less than the South Carolina average, but 10.8 percent greater than the national average. The pollution index is very favorable though – it’s 76 percent less than South Carolina, and 88 percent less than the national average.

Overall Charleston does seem to be a great place to live – cost of living being lower, unemployment levels lower, and a good level of education; the only downside is a higher than national average crime level.

For more information on apartments in Charleston, SC contact Abberly at West Ashley.

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movoto.com


Buying a Home vs. Renting: Key Factors to Consider- Charleston, SC

Buying a Home vs. Renting: Key Factors to Consider- Charleston, SC

Joseph Coupal - Wednesday, May 24, 2017

Abberly at West Ashley, Charleston, SCAs Millennials age and start families, many are compelled to own a home instead of rent, but this should not be an automatic response. There are a seemingly overwhelming number of variables at play in making an informed decision on renting versus buying.

Common factors that influence whether you should rent or buy include the length of time before your next move, the difference in cost per square foot between renting and owning comparable properties in your area, mortgage rates, access to credit, and the affordability of a down payment for a home purchase.

Of course, anticipated repairs and maintenance costs are a serious consideration. But there also are smaller factors that can wind up playing a large role in the decision to own a home. What are the neighbors like? Are there homeowners association fees? What has the crime rate been in the neighborhood?

First-time homebuyers often make the dangerous assumption that they will make money on their home when they eventually sell it. The reality is that after all of the costs of home ownership have been factored in, many homeowners do not make out like a bandit. Increasing property taxes are a big reason why. Before committing, always know the annual taxes for your nest, and do not assume that they will remain static.

When it comes to renting, other questions come up, including how often and by how much the rent will increase and whether there is a pet policy. How many parking spots are included in the lease? Proponents of home ownership say renting is like throwing money away, whereas renters will say they have more flexibility and financial independence. Renting often can give individuals an opportunity to live in an area where either they would not be able to afford a home purchase or they wouldn’t want to take on the maintenance required of older neighborhoods.

A soaring housing market the past few years has functioned as a double-edged sword – a good investment for those whose homes have appreciated in value and a barrier for those who cannot buy homes with skyrocketing values. One of the main reasons housing prices have climbed so rapidly is the limited supply of homes available for purchase. Since the recovery from the 2008 housing crisis, there has been a historically tight supply of homes available for purchase, including existing homes or new construction. This has left the homes available for sale priced at a premium. It’s a seller’s market.

Yes, home ownership is exciting and fulfilling, but it should be considered very seriously. It should never be entered into lightly. It can become a nightmare that wrecks your credit or hurts your relationship with your partner.

For more information on apartments in Charleston, SC, contact Abberly at West Ashley.

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therivardreport.com


Apartment Hunting Mistakes – Charleston, SC

Apartment Hunting Mistakes – Charleston, SC

Joseph Coupal - Thursday, May 18, 2017

Abberly at West Ashley, Charleston, SCWhen apartment hunting, we assume we know what we want, and strongly believe that we know how to find it. However, this is not always the case. There are various mistakes that we can make while apartment hunting in Charleston, SC, including the wrong area, monthly price, and the roommate situation.

1. Wrong location

Apartment location is huge, especially when you plan on settling down for a few years and having the same address for longer than two semesters. To decide an area in which you want to live in, there is no better way than physically visiting the place.

A location is vital for obvious reasons, but also because we want to be close to certain things, such as campus, grocery stores, and gas stations.

2. Bad pricing

Pricing is everything. Make sure that you are looking in a bracket you can afford and are willing to pay. Nothing is worse than finding the perfect place and realizing that it is way over your budget.

It is always a solid idea to plan accordingly and to have money saved. In this case, better to have money saved than no money.

3. Relying on opinions

As we search for apartments, we have a habit of asking others for their opinions. If they have heard about the apartment complex before, if friends have lived there, or been there, etc. It is good to ask around in search of separate perspectives, special insight, or first apartment advice in general.

But, don’t make decisions solely based on what others say. Basically, this rule applies to any and everything in life. You should always be willing to listen, but not always willing to agree.

4. Unstable roommates

Finding an apartment also means that you most likely will have roommates. Whether they are random or not, they are still your roomies. And this means that you should attempt to find stable ones that are able to pay their portion of rent, electric, and water every month: the necessities. Plus, stability means being able to feed yourself.

Searching for a place to live also means that everyone is on board with living there and that down the road, they will not be blaming you for signing the lease. There is nothing like an argument revolving around the lease. Say hello to awkwardness and potential end of friendship.

5. Narrow choices

Apartment searching does not mean that you plan on locating your dream house, but also does not mean that you should be settling just because. You want to go into the hunt with a general idea of what you want, but then also not limit yourself.

Having too narrow of choices can make it extremely difficult to find an apartment, as well as putting unnecessary pressure on yourself.

6. No amenities

This is vital because who wants to pay $200 more a month just because there is a community pool? If anything, the apartment should come with a lot more than just that.

Common amenities include a gym, washer and dryer, visitor parking, pets accepted, and of course a pool is always nice. Try not to limit yourself once again, though. You may be missing out on really nice apartments just because they do not come with a deluxe gym (think about what you need versus what you want).

Looking for the very perfect apartment is not only difficult, but pretty much rare. You are not always going to be completely pleased with your results, but you can definitely be happy for the extent of the lease.

Attempt to steer clear of the common mistakes which include location, pricing, advice, choices, roomies, and amenities. Plus you may find the perfect apartment in an area you never thought twice about.

For more information on apartments in Charleston, SC, contact Abberly at West Ashely.

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ULoop


Charleston, SC, One of the Best Places To Retire In South Carolina

Charleston, SC, One of the Best Places To Retire In South Carolina

Joseph Coupal - Tuesday, May 09, 2017

Abberly At West Ashley, Charleston, SCWhen it’s time to put away your work shoes for good, there are no better places in the Palmetto State to spend your golden years than these.

South Carolina: land of beaches, lazy days, warm weather, golf, and, of course, the home state of jazz musician Dizzy Gillespie, the epitome of smooth, relaxing music. In short, South Carolina is a retiree’s dream. Obviously, some places in the state are going to be better for retiring than others.

How We Created This Ranking

We know you’ve worked hard, perhaps for most of your life; so now that it’s coming time to (finally!) retire, we’re taking the work out of it for you. We came up with five measurable criteria to pinpoint precisely which places in South Carolina would be the best for your every retirement need:

  • Cost of living (high)
  • Crime rate (low)
  • Weather (average summer temperature and air quality)• Ease of travel (distance to nearest international airport)
  • Retiree amenities per capita (healthcare, adult education, dining, shopping, libraries, arts & entertainment)

#3 Charleston

With just over 120,000 residents, Charleston is easily the largest place in our top 10. It’s packed with things to do for retirees—a variety of adult education options, libraries, arts, shopping at the Charleston City Market, dining at places like Fig, Husk, and many other one-word havens of deliciousness, and more physicians than you could possibly see in a lifetime.

However, because we calculated retiree amenities per capita (rather than total), this wasn’t where Charleston truly shined. Where it really scored points in our analysis was in its high cost of living score of 100, and for its proximity to an international airport. In other words, if you ever run out of things to do in Charleston, you’re just 15 miles from hopping on a plane to Fiji.

For more information on apartments in Charleston, SC, contact Abberly at West Ashley.

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movoto.com


Charleston, SC: 2017 Best Places to Live

Charleston, SC: 2017 Best Places to Live

Joseph Coupal - Tuesday, May 02, 2017

Abberly at West Ashley, Charleston, SCU.S. News analyzed 100 metro areas in the United States to find the best places to live based on quality of life and the job market in each metro area, as well as the value of living there and people's desire to live there.

Charleston ranks as #27 with an overall score of 6.8 out of 10.

What's it like to live in Charleston, SC?

There is no place quite like Charleston. The region features a unique blend of historic preservation and new development, displayed in its cobblestone walkways and eerie cemeteries, buzzy nightlife and sophisticated art galleries. Its unique brand of Southern style shines in the bespoke boutiques that line downtown's King Street, while Southern hospitality radiates from the award-winning dining establishments.

Not only is the area overflowing with entertainment and good food, but this low country locale is also gorgeous. Although summers are hot and humid, the rest of the year features pleasant temperatures that allow residents to soak in the area's scenery. A handful of beaches within striking distance make a day at the shore a commonplace activity for Charlestonians.

Whether it's Spanish moss dangling from oak trees or the smell of shrimp and grits wafting downtown – Charleston is sure to charm you.

For more information on apartments in Charleston, SC contact Abberly at West Ashley.

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US News – Real Estate


Charleston is the Most Affordable City in South Carolina

Charleston is the Most Affordable City in South Carolina

Joseph Coupal - Wednesday, April 26, 2017

Abberly at West Ashley, Charleston, SCIf majestic palmettos and access to some of the best beaches in the U.S. aren’t enough motivation for you to move, perhaps the low cost of living in South Carolina will convince you.

But the cities on this list aren’t necessarily just the cheapest places in SC. Instead, we looked at the average cost of living, as well as key components such as transportation, housing, dining options, and utilities. From this, we looked for cities that offered a nice balance between affordability and quality of life.

1. Charleston

With an expansive dining, art and shopping scene, as well as history galore, are you surprised to find that South Carolina’s second largest city is an affordable place to call home?

Founded in 1670, Charleston is the oldest city in the state, and as such, historic homes, churches and other structures dot nearly every corner of it. Another piece of trivia: The first shots of the Civil War were fired at Fort Sumter in Charleston Harbor.

Considered one of the top cities for theater, Charleston is the site of the popular Spoleto Festival USA, a performing arts event held every spring.

For more information on apartments in Charleston, SC, contact Abberly at West Ashley.

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Livability.com


Best States to Find a Job – Charleston, SC

Best States to Find a Job – Charleston, SC

Joseph Coupal - Thursday, April 20, 2017

Abberly at West Ashley, Charleston, SCSome states are adding jobs much faster than others. CNBC knows, because we've been measuring job creation in all 50 states for 10 years in our annual America's Top States for Business study.

Job growth is a key metric in our Economy category, measuring employment increases over the previous 12 months based on seasonally adjusted nonfarm payroll numbers from the United States Bureau of Labor Statistics. That means we've been measuring job growth since June of 2006. Past performance is no guarantee of future results, but these 10 states have been the best places to find a job over the last 10 years.

South Carolina didn't experience the overbuilding that many of its neighbors did during the housing boom, But the overall economic crisis still hit hard-and it hit the state earlier than most. That has made for easier comparisons as the recovery rumbled along, bit SC has also benefited from a surging health-care sector that continues to add jobs.

#10 South Carolina

2006-2016 Job Growth 8.28%
Net jobs added: 156.200
Key industries: Healthcare, manufacturing
10-year Tops States Economy Rank: No. 40

For more information on apartments in Charleston, SC contact Abberly at West Ashley.

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CNBC


There are Many Financial Benefits of Renting – Charleston, SC

There are Many Financial Benefits of Renting – Charleston, SC

Joseph Coupal - Thursday, April 13, 2017

Abberly at West Ashley, Charleston, SCRenting rather than owning a home may not be as expensive as many people think.

The prospect of no longer having to pay rent, known as imputed rent, is often cited as a major incentive to owning a home.

However, a financial researcher has argued that many buyers overlook costs included in their rent, such as building insurance and property maintenance. He believes a failure to properly account for these outgoings can cause householders to overestimate the financial benefits of owning versus renting.

Individual circumstances and market conditions play a big part in determining whether it is smarter to rent or buy, but this research should help households make an informed choice.

The new research provides a step-by-step explanation of how households can objectively compare the costs of renting versus buying a home, while taking their own personal circumstances and macro-economic conditions into account.

In reviewing transaction costs, imputed rental yields, opportunity costs, inflation and the length of time owning a home, the study also shows that – during periods of deflation or zero inflation – people who rent are financially better-off than those who own their home.

Even when economic conditions are favorable, households may need to own their home for between five and 10 years before returns from the rent they are no longer paying are sufficient to compensate for the high transaction costs of buying.

It is often thought that buying a house makes more financial sense in the long run: however, renting is frequently more worthwhile than buying for financially-constrained households, as well as households likely to relocate within 10 years.

As well as a reduced ability to recover transaction costs, households relocating within a few years face a higher risk that medium-term prices will move against them, thus reducing or eliminating their equity, while financially-constrained households face much higher mortgage costs.

The research charts how deflation, or rising interest rates without a corresponding increase in wages, has the potential to impact negatively on homeowners. For more information on apartments in Charleston, SC, contact Abberly at West Ashley.

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knowridge.com


How Much More it Costs to Own Than Rent In Your State – Charleston, SC

How Much More it Costs to Own Than Rent In Your State – Charleston, SC

Joseph Coupal - Tuesday, March 28, 2017

Abberly at West Ashley, Charleston, SCOwning a home is often considered the American dream — and it’s an expensive one. Homeowners in all 50 states and Washington, D.C., pay from 33% to 93% more for housing each month than do renters living in the same state, according to a new NerdWallet analysis.

But many homeowners reap benefits that you can’t get from renting. The equity you build can be leveraged for loans that can be used to improve the home and boost its value or be used in financial emergencies.

While renting can’t offer thosefinancial benefits, it’s cheaper to rent on a month-to-month basis. If you’re wondering how to save money for a down payment, renting can help you build that nest egg — but in extremely expensive or competitive markets, renting might be better for the long haul.

To determine the monthly homeownership premium — the additional cost of owning instead of renting, expressed as a percentage — NerdWallet compared 2015 American Community Survey data from the U.S. Census Bureau for the median gross rent and median homeownership cost in each state and Washington, D.C. Median gross rent includes the costs of monthly rent and utilities for all kinds of rental properties, and median homeownership cost includes monthly mortgage payments, real estate taxes, insurance and utilities. This comparison doesn’t include the down payment required to buy a home, which is traditionally 20% of the home price for conventional mortgages, but is lower for FHA or VA loans.

Key takeaways

  • Owning is more expensive everywhere. Across all 50 states and Washington, D.C., it costs more each month to own a home than to rent. The median cost people pay nationwide to own a home is 54% more than the median cost to rent each month.
  • The smallest difference is still a third more to own.
  • In some states, the cost of owning far eclipses renting.

State: South Carolina
Homeownership Premium: 43%
Median Monthly Cost to Own: $1168
Median Monthly Cost to Rent: $819
Difference: $349

For more information on apartments in Charleston, SC, contact Abberly at West Ashley.

#HowYouLive
NerdWallet



Abberly West Ashley Apartment Homes

3100 Ashley Town Center Drive, Charleston, SC 29414

Call or Text: 844-502-5938
Email UsAbberlyWestAshley.PropertySite.HHHunt@aptleasing.info
View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P

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