Abberly at West Ashley Blog

While driving in my car the other day, I heard a radio commercial for a really popular home builder in this area.  As someone who has rented an apartment, owned a home, and had a father who constantly taught fiscal responsibility, I tend to see the flip side of any type of new and exciting financial obligation (such as buying a home or car).  This particular commercial touted that you could own a home for just as much as you pay in rent.  This is almost always a misleading statement and I really can’t believe that builders and sometimes Realtors can tell people this with a straight face.

• First of all, the monthly mortgage that they typically advertise does not include property taxes and insurance.
• Secondly, it does not include HOA fees which can be anywhere between $50 per month to $300 per month, depending on the neighborhood.
• Thirdly, and most importantly, the advertised monthly price does not include the yearly maintenance (usually 1% of the home value per year) and decorating costs.

Obviously, you don’t have any of those costs when you are renting an apartment home at our community.   I know that many of you have owned a home and understand the financial responsibility of home ownership.  For those who haven’t, keep this information in mind when listening to one of those commercials!

We would like to invite you to take a closer look at Abberly at West Ashley.  Our pet friendly community is just ten minutes from downtown Charleston.  We have ten unique floor plans to choose from with state of the art appliances,  spa’s,  screened in patio’s and more.  Take a look at the video of Abberly at West Ashley’s Apartment Homes and take a digital tour now.

Watch the video now of Abberly at West Ashley’s Apartment Homes

There will be more than 50 different beers to choose from and 6oz samples will be only $2.There will also be special pricing on pork sandwiches and half racks of ribs.

Smoky Oak Tap Room is located at 1234-C Camp Road on James Island.

Is anyone from Abberly at West Ashley planning to attend? What’s your favorite barbeque food?

There are so many factors that should be taken into consideration when deciding whether to buy or rent. Peer pressure (to buy a home) has often played into people’s decisions to purchase but every person’s finances, lifestyles, and needs/wants are different.

Check out this article from CNNMoney.com on renting and buying.

Many of us receive coupons in the mail to our favorite store which gives us a 15% or 20% discount on purchases in a given time period. While it may be very tempting to run right out to the store to get a “deal” on the latest style, gadget, etc., there are a few questions that you should ask yourself.

1. How much do I want this item?
2. Do I have cash to pay for the item(s) and
3. If I put this on my credit card, how much will I pay in interest to get this “deal”.

For example, a new laptop retails at XYZ store for $1250. You purchase this laptop at XYZ store using your 20% coupon and charge the purchase on your credit card. The discounted price is $1000 and you are feeling pretty wonderful about the deal on your laptop. If you just make the minimum payment on your credit card with an interest rate of 18%, you will end up paying $923.12 in interest over 113 months (9.4 years). In this example, the total to purchase this laptop was actually $1923.12 which is definitely NOT a “deal”!

Knowledge is power and it is so important that you make informed decisions when making a purchase, especially when purchasing with a credit card. Check out this online credit card interest calculator!

In celebration of my tax return and in efforts to stay awake all day since I went to bed way too late last night, I stopped at Starbucks this morning with my reusable mug in hand. Starbucks is giving us ALL a gift today. If you bring in your own mug, you get a free cup of coffee. Isn’t that fantastic?

The IRS may not give you good news, but I hope I did today. Now go get your free cup, finish your taxes and breath a sigh of relief.

The closest Starbucks to Abberly at West Ashley is at 6 Windermere Blvd. Enjoy!!

Move into Abberly at West Ashley before March 31st and receive free rent in March!

Hope everyone has a fantastic weekend! Enjoy this great weather. Spring is officially here this weekend!

We’ve all had that moment where we let the stress of the week get the best of us and our house isn’t as clean as we’d like. Then you get that phone call from you good friend who’s “in the neighborhood” and wants to stop by. Don’t panic. Follow these quick and easy steps to clean your space quickly and be a good host/hostess